Healthdrum

A urologist specializes in the medical and surgical treatment of problems affecting the genitourinary system. These doctors treat conditions involving the kidneys, ureters, bladder and genitals as well as male infertility and men's health.   Why would I see a urologist?   You would see this doctor if you had one or more of the following:-   ●        Difficulty or pain upon urination. ●        Blood in the urine. ●        Bladder infections or other bladder troubles. ●        Kidney or bladder cancer. ●        Stone problems. ●        Prostate problems. ●        Male genital troubles such as testicular lumps or pain. ●        Male infertility issues. ●        Erection issues.  

Ob stands for obstetrician and these doctors deal with pregnancy and delivery issues while the gynecologist deals with women’s health issues. Most Ob/Gyn doctors cover both health fields.   Why would I see an Ob/Gyn doctor? You would see this doctor if you had one or more of the following: ●        Urinary leakage. ●        Birth control. ●        Period troubles. ●        Abnormal vaginal bleeding. ●        Vaginal discharge or pain. ●        Fertility concerns. ●        Pregnancy. ●        Menopause. ●        Preventive care and screening for such conditions as HPV and cancer.   Some tips for finding a Ob/Gyn doctor that you can relate to: ●        Word of mouth from family and friends you trust. ●        Search HEALTHdrum.com ●        Search social media. ●        Read physician/provider reviews. ●        Consider also whether you would be as comfortable with a male doctor as you would a female doctor.

Doctors and providers of medical services are drowning in a sea of self-serving healthcare rules and regulations favoring the health insurance industry. These unfair demands have forced providers to spend increasing amounts of time and money to abide by rules that have failed to improve patient health.   Below are some of the benefits for providers moving towards a direct pay, self payhealthcare marketplace.   ●        Direct patient-doctor connection. ●        No signing of one-sided insurance contracts. ●        No gatekeepers. ●        Bypass endless self-serving insurance rules and regulations. ●        No insurance-based price controls and so-called allowables. ●        No need for patient benefits verification. ●        No diagnostic and billing coding requirements. ●        No arbitrary down-coding. ●        No need for referrals and authorizations. ●        No need for third party limitations and exclusions to access and care. ●        Les

Employers spend about $20,000 per five member family for a year's worth of health insurance coverage. However, after factoring in co-pays, deductibles and noncovered services most of their employees are paying for their day to day healthcare needs while the insurance plan fails to kick in. Employers may get better value by focusing on true catastrophic care plans and allowing their employees to cover their own routine healthcare expenses through a  cost-transparent healthcare marketplace site like HEALTHdrum .   Below are some of the benefits of moving towards plans for only catastrophic care while healthcare customers use directpay, self pay for their routine, day to day healthcare needs. ●        Cut health costs by moving health benefits to high-deductible plans or true  catastrophic care plans. ●        HSA contributions or alternatives help offset employee out-of-pocket healthcare expenses. ●        HSA usage by employees incentivizes them to budget for

Direct pay, self pay healthcare is surprisingly affordable and cost-effective when used for as-needed routine office-based healthcare. Just like car insurance doesn’t pay for oil changes so too health insurance should not be bought to cover the cost of routine day to day healthcare needs.   In fact, because health plans typically cover routine care most people are severely over insured wasting billions of dollars each year. A better plan would be to purchase only true catastrophic care insurance to cover the possibility of an unlikely catastrophic healthcare event.   Below are some of the many benefits of cost-transparent direct pay, self pay healthcare :   ●        No confusing health plans to compare. ●        No enrollment time frames or restrictions. ●        No pre-existing exclusions. ●        No benefits restrictions, hurdles or barriers. ●        Freedom to choose providers and centers for care. ●        No in-network concerns. ●        No surpr