Healthdrum

Are you hiring the term Direct pay healthcare for the first time? You don't need to stress as we have got your back. We have answered all the answers to your curiosity under this blog. Ideally, direct healthcare is a type of healthcare purchased by delivered to an organization and its members. Under this, there is no third party intervention at all. Sometimes the term is used to describe direct-to-consumer business models, including concierge care and direct primary care. Benefits of direct healthcare: ·         It is high-quality healthcare: Under this model, the healthcare provider is held accountable for health outcomes by the client. The client is none other than the organization purchasing services on behalf of its members. The service providers tend to be incentivized to take every step necessary to ensure patients receive care. Above all, they focus on quality means their members benefit from having more face-to-face time with their pro...

Doctors and providers of medical services are drowning in a sea of self-serving healthcare rules and regulations favoring the health insurance industry. These unfair demands have forced providers to spend increasing amounts of time and money to abide by rules that have failed to improve patient health.   Below are some of the benefits for providers moving towards a direct pay, self payhealthcare marketplace.   ●        Direct patient-doctor connection. ●        No signing of one-sided insurance contracts. ●        No gatekeepers. ●        Bypass endless self-serving insurance rules and regulations. ●        No insurance-based price controls and so-called allowables. ●        No need for patient benefits verification. ●        No diagnostic and ...

Employers spend about $20,000 per five member family for a year's worth of health insurance coverage. However, after factoring in co-pays, deductibles and noncovered services most of their employees are paying for their day to day healthcare needs while the insurance plan fails to kick in. Employers may get better value by focusing on true catastrophic care plans and allowing their employees to cover their own routine healthcare expenses through a  cost-transparent healthcare marketplace site like HEALTHdrum .   Below are some of the benefits of moving towards plans for only catastrophic care while healthcare customers use directpay, self pay for their routine, day to day healthcare needs. ●        Cut health costs by moving health benefits to high-deductible plans or true  catastrophic care plans. ●        HSA contributions or alternatives help offset employee out-of-pocket healthcare expenses. ● ...

Direct pay, self pay healthcare is surprisingly affordable and cost-effective when used for as-needed routine office-based healthcare. Just like car insurance doesn’t pay for oil changes so too health insurance should not be bought to cover the cost of routine day to day healthcare needs.   In fact, because health plans typically cover routine care most people are severely over insured wasting billions of dollars each year. A better plan would be to purchase only true catastrophic care insurance to cover the possibility of an unlikely catastrophic healthcare event.   Below are some of the many benefits of cost-transparent direct pay, self pay healthcare :   ●        No confusing health plans to compare. ●        No enrollment time frames or restrictions. ●        No pre-existing exclusions. ●        No benefits restrictions, hurdl...