Patient Benefits of Direct Pay, Self Pay Healthcare

Direct pay, self pay healthcare is surprisingly affordable and cost-effective when used for

as-needed routine office-based healthcare. Just like car insurance doesn’t pay for oil changes so too health insurance should not be bought to cover the cost of routine day to day healthcare needs.

 

In fact, because health plans typically cover routine care most people are severely over insured wasting billions of dollars each year. A better plan would be to purchase only true catastrophic care insurance to cover the possibility of an unlikely catastrophic healthcare event.

 

Below are some of the many benefits of cost-transparent direct pay, self pay healthcare:

 

●       No confusing health plans to compare.

●       No enrollment time frames or restrictions.

●       No pre-existing exclusions.

●       No benefits restrictions, hurdles or barriers.

●       Freedom to choose providers and centers for care.

●       No in-network concerns.

●       No surprise bills.

●       Affordable.

●       Cost-transparent.

●       Pay as-you-go.

●       As needed healthcare.

●       No gatekeepers.

●       No restrictions to access and care.

●       No non-covered services.

●       No referrals or authorizations needed.

●       Bypass monitoring of your usage of health services.

●       Ability for cost comparison.

●       One global cost per service.

●       No copays, deductibles or coinsurance needed.

●       Digital healthcare.

●       Convenient.

●       Better experience.

●       Pay only for what you need.